The Ultimate Guide to Understanding Car Insurance

Car insurance can feel confusing, but understanding your options is key to keeping your vehicle protected on the road.
At Northside Autohaus, we’re here to help make this process simple. Whether you drive an Audi, Volkswagen, or another vehicle, here’s what you need to know to choose the right car insurance.

Know Your Tyre Size

The first step in choosing new tyres is knowing the correct size.
You can find your car’s tyre size printed on the side of your existing tyres or in your vehicle’s manual. It looks something like this: 225/50R17.
How Regular Maintenance Can Extend the Life of Your Audi or Volkswagen

The Basics: Compulsory Third Party (CTP) Insurance

First, every driver needs Compulsory Third Party (CTP) Insurance, often called a “Green Slip.” This insurance is required by law and covers injuries or death to others if you’re at fault in an accident. However, it doesn’t cover damage to any vehicles or property.

Think of CTP as the minimum level of protection you need to legally get your car on the road.

Third Party Property Insurance: Affordable Extra Coverage

If you’re after a bit more coverage than CTP, Third Party Property Insurance is a cost-effective option.

This insurance covers damage your car might cause to other people’s property, like their car or home, if you’re at fault in an accident. It won’t cover repairs to your own vehicle, but it’s a great choice for older cars where you want some protection without the cost of full coverage.

Third Party Fire and Theft: Extra Security for Your Car

For drivers looking for added protection, Third Party Fire and Theft Insurance offers everything in Third Party Property Insurance plus coverage for fire damage or theft.

This means if your car is stolen or damaged by fire, the costs are covered. This type of policy is ideal for those wanting more security without the higher price tag of comprehensive insurance.

Comprehensive Car Insurance: Full Protection

If you want the highest level of protection, Comprehensive Car Insurance is the way to go. This policy covers not only damage to your own car but also any other vehicles or property. It includes fire, theft, and sometimes even natural disaster coverage.

Comprehensive insurance often includes extras like a rental car while yours is being repaired and roadside assistance. For high-value vehicles like Audi or Volkswagen, comprehensive coverage offers peace of mind knowing your car is protected in almost any situation.

Helpful Add-Ons to Consider

Depending on your needs, there are some popular add-ons that can make your policy even more useful. Here are a few options that many drivers find helpful:
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Roadside Assistance
For breakdowns, this service gets you back on the road quickly.
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No-Claim Discount Protection
This protects your no-claim discount if you need to make a claim.
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Rental Car Coverage
Useful if you’re in an accident and need a temporary vehicle during repairs.
For Audi or Volkswagen owners, add-ons like rental car coverage can be especially valuable, as repairs on these high-quality vehicles may sometimes take longer. No-claim discount protection is also worth considering for those who want to preserve their discount over time.

Choosing the Right Insurance for Your Car

The right insurance policy depends on a few factors—your car’s age, value, and what you’re willing to invest.
If you drive an older car, Third Party Property Insurance might be all you need.

But for a newer or high-value car, Comprehensive Insurance can be a smart investment to protect against accidents, theft, and other unexpected events.
Signs Your Audi or Volkswagen Needs a Suspension Check
Trust Northside Autohaus to Help You Choose the Right Tyres

At Northside Autohaus, we specialise in helping Audi and Volkswagen drivers find the perfect tyres for their cars. We understand the specific needs of these vehicles and can guide you through every step of the tyre selection process. From size and tread pattern to performance ratings, our team of experts is here to ensure your car is fitted with the best tyres for your driving style and conditions.

Don’t risk choosing the wrong tyres—let the experts at Northside Autohaus fit your vehicle with tyres that match its precision and performance. Visit us today or book an appointment, and we’ll make sure your car is ready for the road ahead!

What our customers say about us

Noemi BullNoemi Bull
03:52 25 Mar 24
Great service
Joel PhillipsJoel Phillips
07:10 03 Jan 24
Jeff was incredible to deal with. Gave us a loan car at a time I was in desperate need. Extremely good service.
Paula BrennanPaula Brennan
01:42 24 Jul 23
Amazing team! Great mechanics and honest with pricing and outcomes! So good
Yolanda BensdorpYolanda Bensdorp
22:20 26 Jun 23
Romeo and his team was very professional and helpful and did a great job on my car
Michael ChristieMichael Christie
23:43 22 Jun 23
Friendly and thorough.
Nicola BakerNicola Baker
23:17 15 Nov 22
Could not be happier with Northside Autohaus. From my fist point of call speaking with Romeo, he was quick to fit me in as my Audi Q5 was leaking adblue liquid and needed urgent attention. When arriving at Autohause, Romeo was there to greet my with kindness and respect. He called as soon as they had found the problem and made recommendations with openness and honesty on costings and timelines.Fantastic customer service all the way through to the end. I will definitely be visiting Northside Autohaus for all my service and repairs from now on. Highly recommend Autohaus.Nicola
Vlado MarkovicVlado Markovic
09:41 18 Oct 22
Romeo and the team serviced my Audi A8 to my great satisfaction. This was second time I serviced my car here and I am as happy as I was first time. Quality work and friendly service that is hard to find these days. Would like to recommend Northside Autohaus to any Audi, BMW or VW owner.
Martin AndrewMartin Andrew
01:02 27 Aug 22
This week was our second annual service at Northside Autohaus, last year our near 10yr Golf TSI required some semi major servicing with water pump, belts, engine mounts etc (as to be expected with age and kms on the clock), thankfully this year a simple service, wheel balance and tyre rotation to ensure even wear and fuel efficiency, along a quick repair to the rear window washer water line which had broken in the section between the car body and tailgate (another semi common VW fault).Romeo was helpful as always to discuss any issues or concerns with the vehicle, reach out and call to confirm once the team had inspected the vehicle and what they found, providing an accurate quote and ensuring the vehicle was ready that afternoon (with a clean and vacuum also completed!). Thanks Northside Autohaus for the great service.
Kerem KoşKerem Koş
02:50 25 Mar 22
My Audi Q7 had a sticky and complicated problem. Jeff and his team were able to locate the root cause and fix it. The team was helpful and friendly. I am happy with the service and highly recommend them.
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