The Ultimate Guide to Understanding Car Insurance

Car insurance can feel confusing, but understanding your options is key to keeping your vehicle protected on the road.

At Northside Autohaus, we’re here to help make this process simple. Whether you drive an Audi, Volkswagen, or another vehicle, here’s what you need to know to choose the right car insurance.

Know Your Tyre Size

The first step in choosing new tyres is knowing the correct size.
You can find your car’s tyre size printed on the side of your existing tyres or in your vehicle’s manual. It looks something like this: 225/50R17.

The Basics: Compulsory Third Party (CTP) Insurance

First, every driver needs Compulsory Third Party (CTP) Insurance, often called a “Green Slip.” This insurance is required by law and covers injuries or death to others if you’re at fault in an accident. However, it doesn’t cover damage to any vehicles or property.

Think of CTP as the minimum level of protection you need to legally get your car on the road.

Third Party Property Insurance: Affordable Extra Coverage

If you’re after a bit more coverage than CTP, Third Party Property Insurance is a cost-effective option.

This insurance covers damage your car might cause to other people’s property, like their car or home, if you’re at fault in an accident. It won’t cover repairs to your own vehicle, but it’s a great choice for older cars where you want some protection without the cost of full coverage.

Third Party Fire and Theft: Extra Security for Your Car

For drivers looking for added protection, Third Party Fire and Theft Insurance offers everything in Third Party Property Insurance plus coverage for fire damage or theft.

This means if your car is stolen or damaged by fire, the costs are covered. This type of policy is ideal for those wanting more security without the higher price tag of comprehensive insurance.

Comprehensive Car Insurance: Full Protection

If you want the highest level of protection, Comprehensive Car Insurance is the way to go. This policy covers not only damage to your own car but also any other vehicles or property. It includes fire, theft, and sometimes even natural disaster coverage.

Comprehensive insurance often includes extras like a rental car while yours is being repaired and roadside assistance. For high-value vehicles like Audi or Volkswagen, comprehensive coverage offers peace of mind knowing your car is protected in almost any situation.

Helpful Add-Ons to Consider

Depending on your needs, there are some popular add-ons that can make your policy even more useful. Here are a few options that many drivers find helpful:

Roadside Assistance
For breakdowns, this service gets you back on the road quickly.

No-Claim Discount Protection
This protects your no-claim discount if you need to make a claim.

Rental Car Coverage
Useful if you’re in an accident and need a temporary vehicle during repairs.

For Audi or Volkswagen owners, add-ons like rental car coverage can be especially valuable, as repairs on these high-quality vehicles may sometimes take longer. No-claim discount protection is also worth considering for those who want to preserve their discount over time.

Choosing the Right Insurance for Your Car

The right insurance policy depends on a few factors—your car’s age, value, and what you’re willing to invest.
If you drive an older car, Third Party Property Insurance might be all you need.

But for a newer or high-value car, Comprehensive Insurance can be a smart investment to protect against accidents, theft, and other unexpected events.

Trust Northside Autohaus to Help You Choose the Right Tyres

At Northside Autohaus, we specialise in helping Audi and Volkswagen drivers find the perfect tyres for their cars. We understand the specific needs of these vehicles and can guide you through every step of the tyre selection process. From size and tread pattern to performance ratings, our team of experts is here to ensure your car is fitted with the best tyres for your driving style and conditions.

Don’t risk choosing the wrong tyres—let the experts at Northside Autohaus fit your vehicle with tyres that match its precision and performance. Visit us today or book an appointment, and we’ll make sure your car is ready for the road ahead!

What our customers say about us

Denise Goldhahn

20:04 11 Feb 26

I honestly can’t recommend North Side Autohaus Brookvale highly enough. The service is absolutely amazing, professional, honest, and genuinely customer-focused from start to finish.

The team is knowledgeable, friendly, and take the time to explain everything clearly without any pressure. You can tell they really care about doing the job properly. Their pricing is also very competitive, which makes the whole experience even better.

This is now the only place I’ll be taking my car for any servicing or repairs. Great team, great service, and great value. Highly recommend!

Arthur Roosevelt

22:45 02 Nov 25

I recently took my 2014 VW Golf here for a timing belt replacement and some other minor service work. Their price was very competitive, and Romeo's communication was great. Very satisfied with their work, and as an unexpected bonus they thoroughly cleaned and washed my car afterwards. Would definitely recommend these guys.

Simon D

14:05 16 Jul 25

Chose them as Audi VW specialists as they market them selves this way to create a niche. They did run diagnostics and did the job seemingly well, no blow back yet. The problem is one of the operators attitude. It was unprofessional and unappealing. They claimed my car would be ready at 11:30am, when i arrived he abruptly told me it’s not ready, i asked when. To which he replied when its done! They finished at 12pm and test drove for 15 mins which seemed like forever. I asked when is my car coming back after 15 mins of the car disappearing. He again was abrupt and used a gruff tone stating he’s gone for a test drive and he’ll back when he’s done. It was really unfortunate experience, a rude demeanour, grunting and lack of empathy. I won’t tolerate bad attitudes when i’m the customer paying good $ doesn’t matter if the work is reliable. 1st and last time.

Matt Savage

10:58 16 Jul 25

I take all my cars to Jeff and Romeo as they high standard of work and do best job honestly with fair prices. Matt

Simon Von-Limont

09:54 30 Apr 25

Noemi Bull

03:52 25 Mar 24

Great service

Joel Phillips

07:10 03 Jan 24

Jeff was incredible to deal with. Gave us a loan car at a time I was in desperate need. Extremely good service.

Paula Brennan

01:42 24 Jul 23

Amazing team! Great mechanics and honest with pricing and outcomes! So good

Yolanda Bensdorp

22:20 26 Jun 23

Romeo and his team was very professional and helpful and did a great job on my car

Michael Christie

23:43 22 Jun 23

Friendly and thorough.

Nicola Baker

23:17 15 Nov 22

Could not be happier with Northside Autohaus. From my fist point of call speaking with Romeo, he was quick to fit me in as my Audi Q5 was leaking adblue liquid and needed urgent attention. When arriving at Autohause, Romeo was there to greet my with kindness and respect. He called as soon as they had found the problem and made recommendations with openness and honesty on costings and timelines.
Fantastic customer service all the way through to the end. I will definitely be visiting Northside Autohaus for all my service and repairs from now on. Highly recommend Autohaus.
Nicola

Vlado Markovic

09:41 18 Oct 22

Romeo and the team serviced my Audi A8 to my great satisfaction. This was second time I serviced my car here and I am as happy as I was first time. Quality work and friendly service that is hard to find these days. Would like to recommend Northside Autohaus to any Audi, BMW or VW owner.

Martin Andrew

01:02 27 Aug 22

This week was our second annual service at Northside Autohaus, last year our near 10yr Golf TSI required some semi major servicing with water pump, belts, engine mounts etc (as to be expected with age and kms on the clock), thankfully this year a simple service, wheel balance and tyre rotation to ensure even wear and fuel efficiency, along a quick repair to the rear window washer water line which had broken in the section between the car body and tailgate (another semi common VW fault).

Romeo was helpful as always to discuss any issues or concerns with the vehicle, reach out and call to confirm once the team had inspected the vehicle and what they found, providing an accurate quote and ensuring the vehicle was ready that afternoon (with a clean and vacuum also completed!). Thanks Northside Autohaus for the great service.

Kerem Koş

02:50 25 Mar 22

My Audi Q7 had a sticky and complicated problem. Jeff and his team were able to locate the root cause and fix it. The team was helpful and friendly. I am happy with the service and highly recommend them.

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